Pillar: Economic Participation
Kottayam's credit-deposit ratio stands at 55.4, behind the typical district. 49.3% of credit goes toward productive, non-personal use, behind the typical district. Bank-led credit in the district is the channel that turns local deposits into loans for business.
77% of registered enterprises are in services while 23% are in manufacturing. Only 8% of employment is in small and medium enterprises. 100% of school-age children are enrolled in higher secondary school (classes 9–12). Only 38% of ITI trainers are certified.
In Kottayam, which ranks 3 of 15 in Kerala for youth opportunity, the overall opportunity score is 58.7 out of 100. It runs ahead of the national picture on bank branches per lakh people at 27.6.
Mandated services and how to locate the Bank-Led Credit for Enterprise in Kottayam are in the Kottayam district course and the English reference guide (Hindi). See the Kottayam youth opportunity scorecard for the full district picture.