Pillar: Economic Participation
Wayanad's credit-deposit ratio stands at 139.2, better than the typical district. 62.2% of credit goes toward productive, non-personal use, close to the typical district. Bank-led credit in the district is the channel that turns local deposits into loans for business.
75% of registered enterprises are in services while 25% are in manufacturing. Only 5% of employment is in small and medium enterprises. Higher secondary enrollment (classes 9–12) is 176%, likely reflecting students enrolling from neighbouring areas. Only 20% of ITI trainers are certified.
In Wayanad, which ranks 15 of 15 in Kerala for youth opportunity, the overall opportunity score is 52.3 out of 100. It runs ahead of the national picture on bank branches per lakh people at 20.8.
Mandated services and how to locate the Bank-Led Credit for Enterprise in Wayanad are in the Wayanad district course and the English reference guide (Hindi). See the Wayanad youth opportunity scorecard for the full district picture.