Bank-Led Credit for Enterprise in Leh, Ladakh

Not one office: every bank branch in the district carries MUDRA, PMEGP, and Stand-Up India loans for small enterprises.

Leh, Ladakh · Pillar: Economic Participation

Leh's credit-deposit ratio stands at 47.2, behind the typical district. 35.4% of credit goes toward productive, non-personal use, behind the typical district. Bank-led credit in the district is the channel that turns local deposits into loans for business.

  • 47.2 India 77.5
  • 35.4% India 62.4%

Youth opportunity in Leh

78% of registered enterprises are in services while 22% are in manufacturing. Only 5% of employment is in small and medium enterprises. 62% of school-age children are enrolled in higher secondary school (classes 9–12).

In Leh, which ranks 1 of 2 in Ladakh for youth opportunity, the overall opportunity score is 59 out of 100. It runs ahead of the national picture on bank branches per lakh people at 47.8.