A public-sector bank, regional rural bank, or district cooperative branch handling accounts, DBT and Mudra loans.
Dhar has 10.2 bank branches per lakh population, close to the typical district. The district's credit-deposit ratio is 133.7, better than the typical district. Every branch here is a physical point of access to savings and credit.
79% of registered enterprises are in services while 21% are in manufacturing. Only 6% of employment is in small and medium enterprises. Only 49% of school-age children are enrolled in higher secondary school (classes 9–12).
In Dhar, which ranks 49 of 55 in Madhya Pradesh for youth opportunity, the overall opportunity score is 40.8 out of 100. The district runs ahead of the national picture on credit going to productive use at 71.5%, while it lags on women with a bank account at 66.6%. On small-business loans per lakh people at ₹26,620, it sits close to the national mark. The district has 74,448 registered enterprises.