Self-Help Groups of about 10 to 15 rural women under NRLM (Aajeevika), built into Village and Cluster Federations.
24.6% of enterprises in Gwalior are women-owned. 79.3% of women have their own bank account, close to the typical district. Small business loans in the district run at ₹27,978 per lakh population. NRLM Self Help Groups are the vehicle through which women access credit like this to build livelihoods.
77% of registered enterprises are in services while 23% are in manufacturing. Only 6% of employment is in small and medium enterprises. 61% of school-age children are enrolled in higher secondary school (classes 9–12).
In Gwalior, which ranks 3 of 55 in Madhya Pradesh for youth opportunity, the overall opportunity score is 47.9 out of 100. It trails the national picture on women in the labour force at 29.7%. On women's freedom of movement at 37.3% and women taking part in all major household decisions at 79%, it sits close to the national mark.