Pillar: Connectivity
Harda has 13.5 bank branches per lakh population, better than the typical district. The district's credit-deposit ratio is 145.3, better than the typical district. Every branch here is a physical point of access to savings and credit.
82% of registered enterprises are in services while 18% are in manufacturing. Only 4% of employment is in small and medium enterprises. Only 43% of school-age children are enrolled in higher secondary school (classes 9–12). 60% of ITI trainers are certified.
In Harda, which ranks 26 of 55 in Madhya Pradesh for youth opportunity, the overall opportunity score is 43.9 out of 100. The district runs ahead of the national picture on credit going to productive use at 76.7%, while it lags on women with a bank account at 62.7%. On small-business loans per lakh people at ₹28,171, it sits close to the national mark. The district has 17,860 registered enterprises.
Mandated services and how to locate the Bank Branch in Harda are in the Harda district course and the English reference guide (Hindi). See the Harda youth opportunity scorecard for the full district picture.