Pillar: Economic Participation
Harda's credit-deposit ratio stands at 145.3, better than the typical district. 76.7% of credit goes toward productive, non-personal use, better than the typical district. Bank-led credit in the district is the channel that turns local deposits into loans for business.
82% of registered enterprises are in services while 18% are in manufacturing. Only 4% of employment is in small and medium enterprises. Only 43% of school-age children are enrolled in higher secondary school (classes 9–12). 60% of ITI trainers are certified.
In Harda, which ranks 26 of 55 in Madhya Pradesh for youth opportunity, the overall opportunity score is 43.9 out of 100. It runs ahead of the national picture on bank branches per lakh people at 13.5.
Mandated services and how to locate the Bank-Led Credit for Enterprise in Harda are in the Harda district course and the English reference guide (Hindi). See the Harda youth opportunity scorecard for the full district picture.