Pillar: Opportunity Infrastructure
18.4% of enterprises in Harda are women-owned. 62.7% of women have their own bank account, behind the typical district. Small business loans in the district run at ₹28,171 per lakh population. NRLM Self Help Groups are the vehicle through which women access credit like this to build livelihoods.
82% of registered enterprises are in services while 18% are in manufacturing. Only 4% of employment is in small and medium enterprises. Only 43% of school-age children are enrolled in higher secondary school (classes 9–12). 60% of ITI trainers are certified.
In Harda, which ranks 26 of 55 in Madhya Pradesh for youth opportunity, the overall opportunity score is 43.9 out of 100. It trails the national picture on women's freedom of movement at 24.2%. On women in the labour force at 51.9% and women taking part in all major household decisions at 65.8%, it sits close to the national mark.
Mandated services and how to locate the NRLM Self-Help Group in Harda are in the Harda district course and the English reference guide (Hindi). See the Harda youth opportunity scorecard for the full district picture.