Self-Help Groups of about 10 to 15 rural women under NRLM (Aajeevika), built into Village and Cluster Federations.
30.6% of enterprises in Morena are women-owned. 76.5% of women have their own bank account, close to the typical district. Small business loans in the district run at ₹5,346 per lakh population. NRLM Self Help Groups are the vehicle through which women access credit like this to build livelihoods.
76% of registered enterprises are in services while 24% are in manufacturing. Only 4% of employment is in small and medium enterprises. Only 46% of school-age children are enrolled in higher secondary school (classes 9–12).
In Morena, which ranks 44 of 55 in Madhya Pradesh for youth opportunity, the overall opportunity score is 41.5 out of 100. It trails the national picture on women in the labour force at 36.4% and women's freedom of movement at 35.1%. On women taking part in all major household decisions at 77.9%, it sits close to the national mark.