Pillar: Opportunity Infrastructure
18.8% of enterprises in Umaria are women-owned. 76% of women have their own bank account, close to the typical district. Small business loans in the district run at ₹11,172 per lakh population. NRLM Self Help Groups are the vehicle through which women access credit like this to build livelihoods.
86% of registered enterprises are in services while 14% are in manufacturing. Only 3% of employment is in small and medium enterprises. Only 48% of school-age children are enrolled in higher secondary school (classes 9–12). Only 26% of ITI trainers are certified.
In Umaria, which ranks 51 of 55 in Madhya Pradesh for youth opportunity, the overall opportunity score is 40.9 out of 100. It trails the national picture on women taking part in all major household decisions at 59.5%. On women in the labour force at 48.7% and women's freedom of movement at 38%, it sits close to the national mark.
Mandated services and how to locate the NRLM Self-Help Group in Umaria are in the Umaria district course and the English reference guide (Hindi). See the Umaria youth opportunity scorecard for the full district picture.