Pillar: Opportunity Infrastructure
20.3% of enterprises in Ratnagiri are women-owned. 68.1% of women have their own bank account, behind the typical district. Small business loans in the district run at ₹22,835 per lakh population. NRLM Self Help Groups are the vehicle through which women access credit like this to build livelihoods.
72% of registered enterprises are in services while 28% are in manufacturing. Only 2% of employment is in small and medium enterprises. Only 51% of school-age children are enrolled in higher secondary school (classes 9–12). Only 3% of ITI trainers are certified.
In Ratnagiri, which ranks 6 of 36 in Maharashtra for youth opportunity, the overall opportunity score is 52.9 out of 100. The district runs ahead of the national picture on women's freedom of movement at 49.8%, while it lags on women in the labour force at 33.8%. On women taking part in all major household decisions at 74.1%, it sits close to the national mark.
Mandated services and how to locate the NRLM Self-Help Group in Ratnagiri are in the Ratnagiri district course and the English reference guide (Hindi). See the Ratnagiri youth opportunity scorecard for the full district picture.