A public-sector bank, regional rural bank, or district cooperative branch handling accounts, DBT and Mudra loans.
Pherzawl has 9.6 bank branches per lakh population, behind the typical district. The district's credit-deposit ratio is 81.1, close to the typical district. Every branch here is a physical point of access to savings and credit.
21% of registered enterprises are in services while 79% are in manufacturing. Only 12% of school-age children are enrolled in higher secondary school (classes 9–12).
In Pherzawl, which ranks 15 of 16 in Manipur for youth opportunity, the overall opportunity score is 44.9 out of 100. It trails the national picture on credit going to productive use at 16.2%. On small-business loans per lakh people at ₹3,569 and women with a bank account at 72.9%, it sits close to the national mark. The district has 256 registered enterprises.