Not one office: every bank branch in the district carries MUDRA, PMEGP, and Stand-Up India loans for small enterprises.
North Garo Hills's credit-deposit ratio stands at 77, close to the typical district. 23.5% of credit goes toward productive, non-personal use, behind the typical district. Bank-led credit in the district is the channel that turns local deposits into loans for business.
71% of registered enterprises are in services while 29% are in manufacturing. Only 2% of employment is in small and medium enterprises. Only 50% of school-age children are enrolled in higher secondary school (classes 9–12).
In North Garo Hills, which ranks 11 of 12 in Meghalaya for youth opportunity, the overall opportunity score is 39.6 out of 100. It trails the national picture on bank branches per lakh people at 5.5.