Bank-Led Credit for Enterprise in Khawzawl, Mizoram

Not one office: every bank branch in the district carries MUDRA, PMEGP, and Stand-Up India loans for small enterprises.

Khawzawl, Mizoram · Pillar: Economic Participation

Khawzawl's credit-deposit ratio stands at 92.3, better than the typical district. 48.4% of credit goes toward productive, non-personal use, behind the typical district. Bank-led credit in the district is the channel that turns local deposits into loans for business.

  • 92.3 India 77.5
  • 48.4% India 62.4%

Youth opportunity in Khawzawl

76% of registered enterprises are in services while 24% are in manufacturing. Only 2% of employment is in small and medium enterprises. 70% of school-age children are enrolled in higher secondary school (classes 9–12).

In Khawzawl, which ranks 8 of 11 in Mizoram for youth opportunity, the overall opportunity score is 53.2 out of 100. It runs ahead of the national picture on bank branches per lakh people at 20.2.