Bank-Led Credit for Enterprise in Lawngtlai, Mizoram

Not one office: every bank branch in the district carries MUDRA, PMEGP, and Stand-Up India loans for small enterprises.

Lawngtlai, Mizoram · Pillar: Economic Participation

Lawngtlai's credit-deposit ratio stands at 214.2, better than the typical district. 29.6% of credit goes toward productive, non-personal use, behind the typical district. Bank-led credit in the district is the channel that turns local deposits into loans for business.

  • 214.2 India 77.5
  • 29.6% India 62.4%

Youth opportunity in Lawngtlai

80% of registered enterprises are in services while 20% are in manufacturing. Only 1% of employment is in small and medium enterprises. Only 57% of school-age children are enrolled in higher secondary school (classes 9–12).

In Lawngtlai, which ranks 7 of 11 in Mizoram for youth opportunity, the overall opportunity score is 53.3 out of 100. It trails the national picture on bank branches per lakh people at 8.8.