Bank-Led Credit for Enterprise in Lunglei, Mizoram

Not one office: every bank branch in the district carries MUDRA, PMEGP, and Stand-Up India loans for small enterprises.

Lunglei, Mizoram · Pillar: Economic Participation

Lunglei's credit-deposit ratio stands at 118.5, better than the typical district. 41.9% of credit goes toward productive, non-personal use, behind the typical district. Bank-led credit in the district is the channel that turns local deposits into loans for business.

  • 118.5 India 77.5
  • 41.9% India 62.4%

Youth opportunity in Lunglei

77% of registered enterprises are in services while 23% are in manufacturing. Only 2% of employment is in small and medium enterprises. Only 58% of school-age children are enrolled in higher secondary school (classes 9–12).

In Lunglei, which ranks 9 of 11 in Mizoram for youth opportunity, the overall opportunity score is 52.2 out of 100. It runs ahead of the national picture on bank branches per lakh people at 15.7.