Not one office: every bank branch in the district carries MUDRA, PMEGP, and Stand-Up India loans for small enterprises.
Serchhip's credit-deposit ratio stands at 288.7, better than the typical district. 65.4% of credit goes toward productive, non-personal use, close to the typical district. Bank-led credit in the district is the channel that turns local deposits into loans for business.
56% of registered enterprises are in services while 44% are in manufacturing. Only 2% of employment is in small and medium enterprises. 69% of school-age children are enrolled in higher secondary school (classes 9–12).
In Serchhip, which ranks 3 of 11 in Mizoram for youth opportunity, the overall opportunity score is 55.5 out of 100. It runs ahead of the national picture on bank branches per lakh people at 23.