Not one office: every bank branch in the district carries MUDRA, PMEGP, and Stand-Up India loans for small enterprises.
Kohima's credit-deposit ratio stands at 27.9, behind the typical district. 20.2% of credit goes toward productive, non-personal use, behind the typical district. Bank-led credit in the district is the channel that turns local deposits into loans for business.
79% of registered enterprises are in services while 21% are in manufacturing. Only 2% of employment is in small and medium enterprises. 87% of school-age children are enrolled in higher secondary school (classes 9–12).
In Kohima, which ranks 3 of 17 in Nagaland for youth opportunity, the overall opportunity score is 54.4 out of 100. It runs ahead of the national picture on bank branches per lakh people at 23.6.