Bank-Led Credit for Enterprise in Wokha, Nagaland

Not one office: every bank branch in the district carries MUDRA, PMEGP, and Stand-Up India loans for small enterprises.

Wokha, Nagaland · Pillar: Economic Participation

Wokha's credit-deposit ratio stands at 111.6, better than the typical district. 22.5% of credit goes toward productive, non-personal use, behind the typical district. Bank-led credit in the district is the channel that turns local deposits into loans for business.

  • 111.6 India 77.5
  • 22.5% India 62.4%

Youth opportunity in Wokha

62% of registered enterprises are in services while 38% are in manufacturing. Only 1% of employment is in small and medium enterprises. Only 19% of school-age children are enrolled in higher secondary school (classes 9–12).

In Wokha, which ranks 9 of 17 in Nagaland for youth opportunity, the overall opportunity score is 49.4 out of 100. It trails the national picture on bank branches per lakh people at 8.9.