A public-sector bank, regional rural bank, or district cooperative branch handling accounts, DBT and Mudra loans.
Gajapati has 10.6 bank branches per lakh population, close to the typical district. The district's credit-deposit ratio is 50.2, behind the typical district. Every branch here is a physical point of access to savings and credit.
79% of registered enterprises are in services while 21% are in manufacturing. Only 2% of employment is in small and medium enterprises. 74% of school-age children are enrolled in higher secondary school (classes 9–12).
In Gajapati, which ranks 13 of 30 in Odisha for youth opportunity, the overall opportunity score is 44.3 out of 100. On small-business loans per lakh people at ₹21,291, credit going to productive use at 59.4% and women with a bank account at 81.2%, it sits close to the national mark. The district has 12,179 registered enterprises.