Bank-Led Credit for Enterprise in Ganjam, Odisha

Pillar: Economic Participation

Ganjam's credit-deposit ratio stands at 63.5, behind the typical district. 62.3% of credit goes toward productive, non-personal use, close to the typical district. Bank-led credit in the district is the channel that turns local deposits into loans for business.

Youth opportunity in Ganjam

75% of registered enterprises are in services while 25% are in manufacturing. Only 3% of employment is in small and medium enterprises. Only 54% of school-age children are enrolled in higher secondary school (classes 9–12). Only 11% of ITI trainers are certified.

In Ganjam, which ranks 18 of 30 in Odisha for youth opportunity, the overall opportunity score is 43.4 out of 100. It runs ahead of the national picture on bank branches per lakh people at 13.2.

Mandated services and how to locate the Bank-Led Credit for Enterprise in Ganjam are in the Ganjam district course and the English reference guide (Hindi). See the Ganjam youth opportunity scorecard for the full district picture.