Not one office: every bank branch in the district carries MUDRA, PMEGP, and Stand-Up India loans for small enterprises.
Jharsuguda's credit-deposit ratio stands at 60.8, behind the typical district. 61.8% of credit goes toward productive, non-personal use, close to the typical district. Bank-led credit in the district is the channel that turns local deposits into loans for business.
85% of registered enterprises are in services while 15% are in manufacturing. Only 8% of employment is in small and medium enterprises. 65% of school-age children are enrolled in higher secondary school (classes 9–12).
In Jharsuguda, which ranks 2 of 30 in Odisha for youth opportunity, the overall opportunity score is 51.8 out of 100. It runs ahead of the national picture on bank branches per lakh people at 18.2.