A public-sector bank, regional rural bank, or district cooperative branch handling accounts, DBT and Mudra loans.
Sundargarh has 13.5 bank branches per lakh population, better than the typical district. The district's credit-deposit ratio is 52.5, behind the typical district. Every branch here is a physical point of access to savings and credit.
83% of registered enterprises are in services while 17% are in manufacturing. Only 10% of employment is in small and medium enterprises. 74% of school-age children are enrolled in higher secondary school (classes 9–12).
In Sundargarh, which ranks 3 of 30 in Odisha for youth opportunity, the overall opportunity score is 49.8 out of 100. It runs ahead of the national picture on credit going to productive use at 71.6% and women with a bank account at 88.4%. On small-business loans per lakh people at ₹40,391, it sits close to the national mark. The district has 60,639 registered enterprises.