Bank-Led Credit for Enterprise in Yanam, Puducherry

Not one office: every bank branch in the district carries MUDRA, PMEGP, and Stand-Up India loans for small enterprises.

Yanam, Puducherry · Pillar: Economic Participation

Yanam's credit-deposit ratio stands at 132.4, better than the typical district. 67.9% of credit goes toward productive, non-personal use, close to the typical district. Bank-led credit in the district is the channel that turns local deposits into loans for business.

  • 132.4 India 77.5
  • 67.9% India 62.4%

Youth opportunity in Yanam

72% of registered enterprises are in services while 28% are in manufacturing. Only 19% of employment is in small and medium enterprises. Only 34% of school-age children are enrolled in higher secondary school (classes 9–12).

In Yanam, which ranks 2 of 27 in Puducherry for youth opportunity, the overall opportunity score is 54.7 out of 100. It runs ahead of the national picture on bank branches per lakh people at 15.7.