Pillar: Connectivity
Barnala has 20.7 bank branches per lakh population, better than the typical district. The district's credit-deposit ratio is 76, close to the typical district. Every branch here is a physical point of access to savings and credit.
70% of registered enterprises are in services while 30% are in manufacturing. Only 3% of employment is in small and medium enterprises. 63% of school-age children are enrolled in higher secondary school (classes 9–12). Only 35% of ITI trainers are certified.
In Barnala, which ranks 10 of 23 in Punjab for youth opportunity, the overall opportunity score is 53.2 out of 100. It runs ahead of the national picture on credit going to productive use at 74%. On small-business loans per lakh people at ₹32,059 and women with a bank account at 85.4%, it sits close to the national mark. The district has 34,457 registered enterprises.
Mandated services and how to locate the Bank Branch in Barnala are in the Barnala district course and the English reference guide (Hindi). See the Barnala youth opportunity scorecard for the full district picture.