Pillar: Economic Participation
Barnala's credit-deposit ratio stands at 76, close to the typical district. 74% of credit goes toward productive, non-personal use, better than the typical district. Bank-led credit in the district is the channel that turns local deposits into loans for business.
70% of registered enterprises are in services while 30% are in manufacturing. Only 3% of employment is in small and medium enterprises. 63% of school-age children are enrolled in higher secondary school (classes 9–12). Only 35% of ITI trainers are certified.
In Barnala, which ranks 10 of 23 in Punjab for youth opportunity, the overall opportunity score is 53.2 out of 100. It runs ahead of the national picture on bank branches per lakh people at 20.7.
Mandated services and how to locate the Bank-Led Credit for Enterprise in Barnala are in the Barnala district course and the English reference guide (Hindi). See the Barnala youth opportunity scorecard for the full district picture.