A public-sector bank, regional rural bank, or district cooperative branch handling accounts, DBT and Mudra loans.
Fatehgarh Sahib has 24.4 bank branches per lakh population, better than the typical district. The district's credit-deposit ratio is 91.1, better than the typical district. Every branch here is a physical point of access to savings and credit.
77% of registered enterprises are in services while 23% are in manufacturing. Only 25% of employment is in small and medium enterprises. 81% of school-age children are enrolled in higher secondary school (classes 9–12).
In Fatehgarh Sahib, which ranks 4 of 23 in Punjab for youth opportunity, the overall opportunity score is 55.2 out of 100. It runs ahead of the national picture on credit going to productive use at 79.6% and women with a bank account at 88.6%. On small-business loans per lakh people at ₹30,275, it sits close to the national mark. The district has 34,240 registered enterprises.