Pillar: Opportunity Infrastructure
21.6% of enterprises in Fazilka are women-owned. 79.7% of women have their own bank account, close to the typical district. Small business loans in the district run at ₹22,460 per lakh population. NRLM Self Help Groups are the vehicle through which women access credit like this to build livelihoods.
79% of registered enterprises are in services while 21% are in manufacturing. Only 5% of employment is in small and medium enterprises. 65% of school-age children are enrolled in higher secondary school (classes 9–12). 52% of ITI trainers are certified.
In Fazilka, which ranks 18 of 23 in Punjab for youth opportunity, the overall opportunity score is 51 out of 100. The district runs ahead of the national picture on women's freedom of movement at 58.9%, while it lags on women in the labour force at 38.7%. On women taking part in all major household decisions at 79.2%, it sits close to the national mark.
Mandated services and how to locate the NRLM Self-Help Group in Fazilka are in the Fazilka district course and the English reference guide (Hindi). See the Fazilka youth opportunity scorecard for the full district picture.