Self-Help Groups of about 10 to 15 rural women under NRLM (Aajeevika), built into Village and Cluster Federations.
24.2% of enterprises in Hoshiarpur are women-owned. 88.7% of women have their own bank account, better than the typical district. Small business loans in the district run at ₹37,787 per lakh population. NRLM Self Help Groups are the vehicle through which women access credit like this to build livelihoods.
80% of registered enterprises are in services while 20% are in manufacturing. Only 3% of employment is in small and medium enterprises. 82% of school-age children are enrolled in higher secondary school (classes 9–12).
In Hoshiarpur, which ranks 9 of 23 in Punjab for youth opportunity, the overall opportunity score is 53.3 out of 100. The district runs ahead of the national picture on women's freedom of movement at 67.9%, while it lags on women in the labour force at 37.7%. On women taking part in all major household decisions at 79.9%, it sits close to the national mark.