Pillar: Opportunity Infrastructure
24.2% of enterprises in Hoshiarpur are women-owned. 88.7% of women have their own bank account, better than the typical district. Small business loans in the district run at ₹37,274 per lakh population. NRLM Self Help Groups are the vehicle through which women access credit like this to build livelihoods.
80% of registered enterprises are in services while 20% are in manufacturing. Only 3% of employment is in small and medium enterprises. 62% of school-age children are enrolled in higher secondary school (classes 9–12). Only 38% of ITI trainers are certified.
In Hoshiarpur, which ranks 12 of 23 in Punjab for youth opportunity, the overall opportunity score is 52.8 out of 100. The district runs ahead of the national picture on women's freedom of movement at 67.9%, while it lags on women in the labour force at 31.1%. On women taking part in all major household decisions at 79.9%, it sits close to the national mark.
Mandated services and how to locate the NRLM Self-Help Group in Hoshiarpur are in the Hoshiarpur district course and the English reference guide (Hindi). See the Hoshiarpur youth opportunity scorecard for the full district picture.