Pillar: Economic Participation
Jalandhar's credit-deposit ratio stands at 38.2, behind the typical district. 63.2% of credit goes toward productive, non-personal use, close to the typical district. Bank-led credit in the district is the channel that turns local deposits into loans for business.
76% of registered enterprises are in services while 24% are in manufacturing. Only 6% of employment is in small and medium enterprises. 62% of school-age children are enrolled in higher secondary school (classes 9–12). Only 27% of ITI trainers are certified.
In Jalandhar, which ranks 5 of 23 in Punjab for youth opportunity, the overall opportunity score is 54.5 out of 100. It runs ahead of the national picture on bank branches per lakh people at 33.4.
Mandated services and how to locate the Bank-Led Credit for Enterprise in Jalandhar are in the Jalandhar district course and the English reference guide (Hindi). See the Jalandhar youth opportunity scorecard for the full district picture.