Pillar: Connectivity
Ludhiana has 26.1 bank branches per lakh population, better than the typical district. The district's credit-deposit ratio is 94.5, better than the typical district. Every branch here is a physical point of access to savings and credit.
66% of registered enterprises are in services while 34% are in manufacturing. Only 11% of employment is in small and medium enterprises. 70% of school-age children are enrolled in higher secondary school (classes 9–12). Only 32% of ITI trainers are certified.
In Ludhiana, which ranks 2 of 23 in Punjab for youth opportunity, the overall opportunity score is 55.8 out of 100. It runs ahead of the national picture on credit going to productive use at 77%. On small-business loans per lakh people at ₹36,224 and women with a bank account at 78.5%, it sits close to the national mark. The district has 2,87,543 registered enterprises.
Mandated services and how to locate the Bank Branch in Ludhiana are in the Ludhiana district course and the English reference guide (Hindi). See the Ludhiana youth opportunity scorecard for the full district picture.