Pillar: Opportunity Infrastructure
20% of enterprises in Ludhiana are women-owned. 78.5% of women have their own bank account, close to the typical district. Small business loans in the district run at ₹36,224 per lakh population. NRLM Self Help Groups are the vehicle through which women access credit like this to build livelihoods.
66% of registered enterprises are in services while 34% are in manufacturing. Only 11% of employment is in small and medium enterprises. 70% of school-age children are enrolled in higher secondary school (classes 9–12). Only 32% of ITI trainers are certified.
In Ludhiana, which ranks 2 of 23 in Punjab for youth opportunity, the overall opportunity score is 55.8 out of 100. The district runs ahead of the national picture on women's freedom of movement at 64.8% and women taking part in all major household decisions at 88.3%, while it lags on women in the labour force at 32.4%.
Mandated services and how to locate the NRLM Self-Help Group in Ludhiana are in the Ludhiana district course and the English reference guide (Hindi). See the Ludhiana youth opportunity scorecard for the full district picture.