Pillar: Opportunity Infrastructure
75.3% of women have their own bank account, close to the typical district. Small business loans in the district run at ₹42,880 per lakh population. NRLM Self Help Groups are the vehicle through which women access credit like this to build livelihoods.
69% of registered enterprises are in services while 31% are in manufacturing. Only 2% of employment is in small and medium enterprises. 60% of school-age children are enrolled in higher secondary school (classes 9–12).
In Malerkotla, which ranks 11 of 23 in Punjab for youth opportunity, the overall opportunity score is 52.8 out of 100. The district runs ahead of the national picture on women's freedom of movement at 54.3%, while it lags on women in the labour force at 31.7%. On women taking part in all major household decisions at 77.1%, it sits close to the national mark.
Mandated services and how to locate the NRLM Self-Help Group in Malerkotla are in the Malerkotla district course and the English reference guide (Hindi). See the Malerkotla youth opportunity scorecard for the full district picture.