Pillar: Opportunity Infrastructure
36.1% of enterprises in Moga are women-owned. 89% of women have their own bank account, better than the typical district. Small business loans in the district run at ₹38,086 per lakh population. NRLM Self Help Groups are the vehicle through which women access credit like this to build livelihoods.
73% of registered enterprises are in services while 27% are in manufacturing. Only 3% of employment is in small and medium enterprises. 61% of school-age children are enrolled in higher secondary school (classes 9–12). Only 12% of ITI trainers are certified.
In Moga, which ranks 21 of 23 in Punjab for youth opportunity, the overall opportunity score is 50.6 out of 100. It runs ahead of the national picture on women's freedom of movement at 51%. On women in the labour force at 45.5% and women taking part in all major household decisions at 75.6%, it sits close to the national mark.
Mandated services and how to locate the NRLM Self-Help Group in Moga are in the Moga district course and the English reference guide (Hindi). See the Moga youth opportunity scorecard for the full district picture.