Self-Help Groups of about 10 to 15 rural women under NRLM (Aajeevika), built into Village and Cluster Federations.
33.2% of enterprises in Pathankot are women-owned. 88.2% of women have their own bank account, better than the typical district. Small business loans in the district run at ₹28,726 per lakh population. NRLM Self Help Groups are the vehicle through which women access credit like this to build livelihoods.
84% of registered enterprises are in services while 16% are in manufacturing. Only 4% of employment is in small and medium enterprises. 87% of school-age children are enrolled in higher secondary school (classes 9–12).
In Pathankot, which ranks 3 of 23 in Punjab for youth opportunity, the overall opportunity score is 55.7 out of 100. The district runs ahead of the national picture on women's freedom of movement at 72.2%, while it lags on women in the labour force at 24.6%. On women taking part in all major household decisions at 76.8%, it sits close to the national mark.