Bank-Led Credit for Enterprise in Tarn Taran, Punjab

Not one office: every bank branch in the district carries MUDRA, PMEGP, and Stand-Up India loans for small enterprises.

Tarn Taran, Punjab · Pillar: Economic Participation

Tarn Taran's credit-deposit ratio stands at 59.1, behind the typical district. 74.5% of credit goes toward productive, non-personal use, better than the typical district. Bank-led credit in the district is the channel that turns local deposits into loans for business.

  • 59.1 India 77.5
  • 74.5% India 62.4%

Youth opportunity in Tarn Taran

73% of registered enterprises are in services while 27% are in manufacturing. Only 2% of employment is in small and medium enterprises. 73% of school-age children are enrolled in higher secondary school (classes 9–12).

In Tarn Taran, which ranks 22 of 23 in Punjab for youth opportunity, the overall opportunity score is 50 out of 100. It runs ahead of the national picture on bank branches per lakh people at 13.7.