Bank-Led Credit for Enterprise in Barabanki, Uttar Pradesh

Not one office: every bank branch in the district carries MUDRA, PMEGP, and Stand-Up India loans for small enterprises.

Barabanki, Uttar Pradesh · Pillar: Economic Participation

Barabanki's credit-deposit ratio stands at 88.3, better than the typical district. 70.3% of credit goes toward productive, non-personal use, better than the typical district. Bank-led credit in the district is the channel that turns local deposits into loans for business.

  • 88.3 India 77.5
  • 70.3% India 62.4%

Youth opportunity in Barabanki

74% of registered enterprises are in services while 26% are in manufacturing. Only 5% of employment is in small and medium enterprises. Only 51% of school-age children are enrolled in higher secondary school (classes 9–12).

In Barabanki, which ranks 69 of 75 in Uttar Pradesh for youth opportunity, the overall opportunity score is 39 out of 100. It trails the national picture on bank branches per lakh people at 7.1.