Bank-Led Credit for Enterprise in Gorakhpur, Uttar Pradesh

Not one office: every bank branch in the district carries MUDRA, PMEGP, and Stand-Up India loans for small enterprises.

Gorakhpur, Uttar Pradesh · Pillar: Economic Participation

Gorakhpur's credit-deposit ratio stands at 59.8, behind the typical district. 55.7% of credit goes toward productive, non-personal use, behind the typical district. Bank-led credit in the district is the channel that turns local deposits into loans for business.

  • 59.8 India 77.5
  • 55.7% India 62.4%

Youth opportunity in Gorakhpur

78% of registered enterprises are in services while 22% are in manufacturing. Only 6% of employment is in small and medium enterprises. 76% of school-age children are enrolled in higher secondary school (classes 9–12).

In Gorakhpur, which ranks 23 of 75 in Uttar Pradesh for youth opportunity, the overall opportunity score is 45 out of 100. On bank branches per lakh people at 10, it sits close to the national mark.