Pillar: Economic Participation
Hardoi's credit-deposit ratio stands at 64, behind the typical district. 73.5% of credit goes toward productive, non-personal use, better than the typical district. Bank-led credit in the district is the channel that turns local deposits into loans for business.
78% of registered enterprises are in services while 22% are in manufacturing. Only 3% of employment is in small and medium enterprises. Only 36% of school-age children are enrolled in higher secondary school (classes 9–12). Only 32% of ITI trainers are certified.
In Hardoi, which ranks 65 of 75 in Uttar Pradesh for youth opportunity, the overall opportunity score is 40.9 out of 100. It trails the national picture on bank branches per lakh people at 5.6.
Mandated services and how to locate the Bank-Led Credit for Enterprise in Hardoi are in the Hardoi district course and the English reference guide (Hindi). See the Hardoi youth opportunity scorecard for the full district picture.