Pillar: Opportunity Infrastructure
16.2% of enterprises in Chamoli are women-owned. 77.8% of women have their own bank account, close to the typical district. Small business loans in the district run at ₹29,281 per lakh population. NRLM Self Help Groups are the vehicle through which women access credit like this to build livelihoods.
82% of registered enterprises are in services while 18% are in manufacturing. Only 1% of employment is in small and medium enterprises. 65% of school-age children are enrolled in higher secondary school (classes 9–12). Only 19% of ITI trainers are certified.
In Chamoli, which ranks 8 of 13 in Uttarakhand for youth opportunity, the overall opportunity score is 48.1 out of 100. It runs ahead of the national picture on women in the labour force at 60.2% and women's freedom of movement at 73%. On women taking part in all major household decisions at 78%, it sits close to the national mark.
Mandated services and how to locate the NRLM Self-Help Group in Chamoli are in the Chamoli district course and the English reference guide (Hindi). See the Chamoli youth opportunity scorecard for the full district picture.