Not one office: every bank branch in the district carries MUDRA, PMEGP, and Stand-Up India loans for small enterprises.
Haridwar's credit-deposit ratio stands at 61.6, behind the typical district. 58.3% of credit goes toward productive, non-personal use, close to the typical district. Bank-led credit in the district is the channel that turns local deposits into loans for business.
78% of registered enterprises are in services while 22% are in manufacturing. Small and medium enterprises account for 7.1% of MSME employment. Enrolment in classes 9 to 12 equals 81% of the population of that age.
In Haridwar, which ranks 9 of 13 in Uttarakhand for youth opportunity, the overall opportunity score is 49.1 out of 100. It runs ahead of the national picture on bank branches per lakh people at 14.2, against 10.8 nationally.