Self-Help Groups of about 10 to 15 rural women under NRLM (Aajeevika), built into Village and Cluster Federations.
12.7% of enterprises in Nainital are women-owned. 81.3% of women have their own bank account, close to the typical district. Small business loans in the district run at ₹37,491 per lakh population. NRLM Self Help Groups are the vehicle through which women access credit like this to build livelihoods.
82% of registered enterprises are in services while 18% are in manufacturing. Only 5% of employment is in small and medium enterprises. 100% of school-age children are enrolled in higher secondary school (classes 9–12).
In Nainital, which ranks 1 of 13 in Uttarakhand for youth opportunity, the overall opportunity score is 54.4 out of 100. It runs ahead of the national picture on women's freedom of movement at 63.6%. On women in the labour force at 47% and women taking part in all major household decisions at 68.9%, it sits close to the national mark.