Pillar: Economic Participation
Birbhum's credit-deposit ratio stands at 51.3, behind the typical district. 65.6% of credit goes toward productive, non-personal use, close to the typical district. Bank-led credit in the district is the channel that turns local deposits into loans for business.
74% of registered enterprises are in services while 26% are in manufacturing. Only 4% of employment is in small and medium enterprises. 81% of school-age children are enrolled in higher secondary school (classes 9–12).
In Birbhum, which ranks 22 of 23 in West Bengal for youth opportunity, the overall opportunity score is 40 out of 100. It trails the national picture on bank branches per lakh people at 8.9.
What the Bank-Led Credit for Enterprise is required to do, who runs it and how to find one are in the Bank-Led Credit for Enterprise reference. For Birbhum specifically, see the Birbhum district course and the English reference guide (Hindi). The Birbhum youth opportunity scorecard carries the full district picture.