Pillar: Economic Participation
Darjeeling's credit-deposit ratio stands at 86.1, better than the typical district. 52.7% of credit goes toward productive, non-personal use, behind the typical district. Bank-led credit in the district is the channel that turns local deposits into loans for business.
86% of registered enterprises are in services while 14% are in manufacturing. Only 9% of employment is in small and medium enterprises. 60% of school-age children are enrolled in higher secondary school (classes 9–12). Only 26% of ITI trainers are certified.
In Darjeeling, which ranks 3 of 23 in West Bengal for youth opportunity, the overall opportunity score is 52 out of 100. It runs ahead of the national picture on bank branches per lakh people at 19.1.
Mandated services and how to locate the Bank-Led Credit for Enterprise in Darjeeling are in the Darjeeling district course and the English reference guide (Hindi). See the Darjeeling youth opportunity scorecard for the full district picture.