Pillar: Economic Participation
Howrah's credit-deposit ratio stands at 44.5, behind the typical district. 58.1% of credit goes toward productive, non-personal use, close to the typical district. Bank-led credit in the district is the channel that turns local deposits into loans for business.
63% of registered enterprises are in services while 37% are in manufacturing. Only 8% of employment is in small and medium enterprises. Only 49% of school-age children are enrolled in higher secondary school (classes 9–12). Only 40% of ITI trainers are certified.
In Howrah, which ranks 2 of 23 in West Bengal for youth opportunity, the overall opportunity score is 52.5 out of 100. It runs ahead of the national picture on bank branches per lakh people at 17.3.
Mandated services and how to locate the Bank-Led Credit for Enterprise in Howrah are in the Howrah district course and the English reference guide (Hindi). See the Howrah youth opportunity scorecard for the full district picture.