Bank-Led Credit for Enterprise in Kolkata, West Bengal

Not one office: every bank branch in the district carries MUDRA, PMEGP, and Stand-Up India loans for small enterprises.

Kolkata, West Bengal · Pillar: Economic Participation

Kolkata's credit-deposit ratio stands at 79.1, close to the typical district. 80.8% of credit goes toward productive, non-personal use, better than the typical district. Bank-led credit in the district is the channel that turns local deposits into loans for business.

  • 79.1 India 77.5
  • 80.8% India 62.4%

Youth opportunity in Kolkata

75% of registered enterprises are in services while 25% are in manufacturing. Only 25% of employment is in small and medium enterprises. 72% of school-age children are enrolled in higher secondary school (classes 9–12).

In Kolkata, which ranks 1 of 23 in West Bengal for youth opportunity, the overall opportunity score is 60.4 out of 100. It runs ahead of the national picture on bank branches per lakh people at 17.3.