Pillar: Economic Participation
Malda's credit-deposit ratio stands at 72.1, close to the typical district. 68.3% of credit goes toward productive, non-personal use, close to the typical district. Bank-led credit in the district is the channel that turns local deposits into loans for business.
75% of registered enterprises are in services while 25% are in manufacturing. Only 3% of employment is in small and medium enterprises. 74% of school-age children are enrolled in higher secondary school (classes 9–12). Only 16% of ITI trainers are certified.
In Malda, which ranks 19 of 23 in West Bengal for youth opportunity, the overall opportunity score is 41.8 out of 100. It trails the national picture on bank branches per lakh people at 6.9.
Mandated services and how to locate the Bank-Led Credit for Enterprise in Malda are in the Malda district course and the English reference guide (Hindi). See the Malda youth opportunity scorecard for the full district picture.