A public-sector bank, regional rural bank, or district cooperative branch handling accounts, DBT and Mudra loans.
Murshidabad has 7.2 bank branches per lakh population, behind the typical district. The district's credit-deposit ratio is 65.6, behind the typical district. Every branch here is a physical point of access to savings and credit.
74% of registered enterprises are in services while 26% are in manufacturing. Only 3% of employment is in small and medium enterprises. 83% of school-age children are enrolled in higher secondary school (classes 9–12).
In Murshidabad, which ranks 18 of 23 in West Bengal for youth opportunity, the overall opportunity score is 42.7 out of 100. It trails the national picture on women with a bank account at 65.2%. On small-business loans per lakh people at ₹42,802 and credit going to productive use at 65.3%, it sits close to the national mark. The district has 1,44,628 registered enterprises.