Pillar: Opportunity Infrastructure
55% of enterprises in Murshidabad are women-owned. 65.2% of women have their own bank account, behind the typical district. Small business loans in the district run at ₹40,742 per lakh population. NRLM Self Help Groups are the vehicle through which women access credit like this to build livelihoods.
74% of registered enterprises are in services while 26% are in manufacturing. Only 3% of employment is in small and medium enterprises. 67% of school-age children are enrolled in higher secondary school (classes 9–12). Only 13% of ITI trainers are certified.
In Murshidabad, which ranks 18 of 23 in West Bengal for youth opportunity, the overall opportunity score is 41.9 out of 100. The district runs ahead of the national picture on women's freedom of movement at 50.4%, while it lags on women in the labour force at 37.9%. On women taking part in all major household decisions at 79.7%, it sits close to the national mark.
Mandated services and how to locate the NRLM Self-Help Group in Murshidabad are in the Murshidabad district course and the English reference guide (Hindi). See the Murshidabad youth opportunity scorecard for the full district picture.