Bank-Led Credit for Enterprise in Paschim Bardhaman, West Bengal

Not one office: every bank branch in the district carries MUDRA, PMEGP, and Stand-Up India loans for small enterprises.

Paschim Bardhaman, West Bengal · Pillar: Economic Participation

Paschim Bardhaman's credit-deposit ratio stands at 44.7, behind the typical district. 48.8% of credit goes toward productive, non-personal use, behind the typical district. Bank-led credit in the district is the channel that turns local deposits into loans for business.

  • 44.7 India 77.5
  • 48.8% India 62.4%

Youth opportunity in Paschim Bardhaman

83% of registered enterprises are in services while 17% are in manufacturing. Only 7% of employment is in small and medium enterprises. 78% of school-age children are enrolled in higher secondary school (classes 9–12).

In Paschim Bardhaman, which ranks 5 of 23 in West Bengal for youth opportunity, the overall opportunity score is 49.7 out of 100. It runs ahead of the national picture on bank branches per lakh people at 35.6.